Increasing rates??
If you are as concerned as many of your neighbors, about the fact that your insurance company has increased your rates this year.... and at the same time has cut your coverage, I may have some help for you!


Medicare Supplement Plans and ServicesMEDICARE ALERT!

Medicare has once again increased your premium this year to $104.90 per month for some, and is $122.00 for folks turning 65 after January 2016 .

There is however, Good News and Bad News.

The Bad News is that:

  1. Your Health Insurance Company may also be increasing your monthly premium.
  2. If you have an HMO, or a PPO, or a Private Fee for Service Plan, the new Medicare guidelines require that you  be locked into it again for one more year unless you act by December.
  3. Some plans may also increase your co-pays and or deductibles next year.
  4. Many seniors are UNKNOWINGLY paying $400 to $1000 more for their health care each year than they should be.
  5. If you have a Medicare Advantage Plan with any of the above organizations, you do not have the use of the Original Medicare but you still must pay them their monthly premium.

The Good News is that:

  1. If you do not currently have a Medicare Supplement, you may consider changing now, because you can eliminate all co-pays and referrals, saving you as much as $1000 each year.
  2. If you already have a Medicare Supplement, you may also want to consider changing companies. Since all Medicare Supplement plans are identical with every company, you should shop around for companies with lower rates. You will frequently be able to save as much as $800 per year for the exact same coverage you now enjoy.                                      
  3. If you currently have coverage with Keystone 65, Bravo, Aetna Gold, Humana Gold Choice, Geisinger, or similar plans, you may opt out if you act before the end of the year.

What to do:

  1. Call us to see if we can provide you with a plan that will save you a substantial amount of money, while at the same time, providing you with the best possible healthcare available  in the United States today.
  2. Join thousands of other Pennsylvania Residents that we have been helping save money and improving their healthcare for over 30 years.
  3. Allow us to prove to you that you deserve better coverage, better service and better rates.
  4. Apply for your change during the months of October and November, so that you will not be locked out and you can begin a new way of thinking about your healthcare company.
  5. Eliminate your co-pays and the need for referrals and save money!
  6. Call us toll free at 1-888-990-5487 to explore your options.


Rich Sherwin, President

1091 Maple Hill Lane  - Malvern  - PA  19355       1-888-990-5487